I have noticed something very disturbing lately. I am spending way to much money.
Ten dollars here, few dollars there and boom the monthly total is huge!
I really have to put myself on cash only system. I carry my debit card anywhere and I use it all the time. I trick myself into thinking that I am using cash by carrying it in my pocket but I always pay with debit.
This is going to be hard, I have to force myself to bring lunches to work. It really ads up.